Terms of service

Freedom Benefits services are based on the following terms of use:

Use of Freedom Benefits service is not authorized without your prior acceptance of these Terms of Service. Your use of any Freedom Benefits service presumes that you have read, understand and accept these Terms of Service.

Best efforts. Freedom Benefits service is offered on a "best efforts basis". Information provided is based on sources believed to be reliable, but cannot be guaranteed.

Warranty. No warranty is offered in connection with this service. Specifically, we cannot offer assurance that you or your employees will be satisfied with the service we provide or with any third party service. We provide no assurance that state or federal regulators will agree with the opinions we provide.

Recourse. In the event of dissatisfaction with any service, your recourse is limited to cancellation of the service and dismissal of any unpaid invoice.

Opinion. Advice offered is only the personal opinion of the adviser. The adviser does not have the authority to speak for any other person, regulatory agency, government, plan sponsor, insurance exchange or company.

Authority. In the event of a conflict between the information provided by Freedom Benefits and any insurance policy, the insurance policy will always prevail.

Dispute Resolution. Any disputes arising from Freedom Benefits service will be arbitrated under the terms of the dispute resolution procedures of the Better Business Bureau including binding arbitration. By agreeing to these Term of Service, the parties acknowledge in advance that they give up certain rights to bring a complaint in the civil courts.